Financial Education Booklets

The American Dream

Buying a house is the largest purchase of your life. This booklet will help navigate your path to homeownership, including providing tools to budget and shop for your home, secure and close your loan, and efficiently care for the house once you have moved in.

Understanding Your Credit Report & Score

Reading and understanding a credit report can be a challenging experience. But it doesn’t have to be! This booklet helps consumers become knowledgeable about what a credit report and score is and why it is important, how to obtain their personal credit report, and how credit history affects them.

Identity Theft

Having an identity stolen can be stressful, costly, and time consuming. The Identity Theft booklet covers what identity theft is, how thieves obtain and use personal information, how to protect yourself and your family, and steps victims can take. ​

Be Credit Wise

Be Credit Wise teaches consumers the benefits of credit, considerations before applying for credit, methods to establish and re-establish credit, strategies to minimize the cost of credit, ways to use credit wisely, and more!

Why We Buy – The Psychology of Spending

Understanding why we buy is really not that simple. But, once consumers learn the psychology of spending, they will be armed with the knowledge to overcome the urge to splurge. This booklet will teach you how to manage valuable resources, the external factors that influence buying behavior, money personalities, ways to control spending, and overcoming the forces that make us spend.

Steps to Financial Freedom

Achieving lifelong financial success can sometimes seem like an overwhelming task. However, developing a step-by-step plan can help you gain long-term control of your finances. Setting goals, communicating with family members, creating a budget, building savings, reducing debt, evaluating insurance, and buying a home are some of the topics covered in Steps to Financial Freedom.

Saving to Achieve Your Goals

Whether you are already saving or want to save more, Saving to Achieve Your Goals will help you along with proven tools of budgeting, developing a plan, and saving.

Kids and Money

It makes sense that money management skills be an important part of a child’s education. Managing money is a skill that will last a lifetime. In the Kids and Money Workshop, students will learn how to take charge of their credit, how to determine the cost of credit, how to manage a budget, and the importance of credit reports.

College Bound

College Bound helps consumers become knowledgeable in topics such as, setting goals and creating a budget for use on and off campus, calculating college funds needs, identifying sources of college funding, choosing a funding option, and the importance of building and maintaining good credit history.

New Directions – Surviving a Layoff or Job Change

Experiencing a layoff or unexpected change in employment during any point in ones life can be a scary and emotional situation. However, there are steps one can take to help ensure a quick and manageable recovery. New Directions can help consumers regroup, re-evaluate, and plan for the future.